Terms and Conditions

 Welcome to How to do Therapy website, owned and operated by ONBLLC (“we,” “us,” or “our”).

By accessing or using this Website, you agree to be bound by the following Terms and Conditions. If you do not agree with these terms, please do not use our Website.

1. Use of the Website

You may use this Website for lawful, non-commercial purposes only. You agree not to:

• Copy, reproduce, or distribute content without written permission
   
• Attempt to interfere with the functioning of the Website
   
• Upload or transmit harmful code or unauthorized material
   
• Misrepresent your identity or impersonate another individual or organization
   

2. Intellectual Property

All content on this Website—including text, images, logos, designs, downloadable PDFs, videos, and the Encyclopedia of Mental Health Trainings, Certifications, and Credentials—is the intellectual property of [Your Name or Business Name], unless otherwise credited.

You may not use, reproduce, modify, or distribute our content for commercial or educational purposes without prior written consent.

3. Purchases and Payments

When purchasing books, resources, or services:

• All payments must be made in full at time of purchase
   
• Digital downloads are non-refundable unless otherwise stated
   
• We use third-party payment processors (e.g., Stripe, PayPal, Gumroad); please refer to their terms for processing details
   
• You are responsible for providing accurate billing and contact information
   

4. Refund Policy

We do not offer refunds on digital products or downloadable content.
For physical books or merchandise:

• Refunds may be considered for damaged or incorrect items within 14 days of delivery
   
• Please contact [Insert Contact Email] with your order number and issue
   

5. Account Registration and Security

If you create an account:

• You are responsible for maintaining the confidentiality of your login information
   
• You agree to notify us immediately if you suspect unauthorized use of your account
   
• We reserve the right to suspend or terminate any account violating these terms
   

6. Disclaimer of Warranties

All content and services are provided "as is" without any warranties of any kind, express or implied. We do not guarantee:

• That our content is free of errors or omissions
   
• That the Website will be uninterrupted or free from security breaches
   
• That using the information will lead to specific outcomes in licensing, credentialing, or employment
   

Always verify information with relevant licensing boards, credentialing agencies, or academic institutions.

7. Limitation of Liability

To the fullest extent allowed by law, we are not liable for:

• Any direct, indirect, incidental, or consequential damages resulting from your use of the Website
   
• Loss of data, business, revenue, or profits arising out of or related to your use of our content or services
   

8. External Links and Third Parties

This Website may contain links to external websites (e.g., training programs, bookstores, etc.). We are not responsible for the accuracy or content of these third-party sites or their privacy or business practices.

9. Termination

We reserve the right to terminate or suspend your access to the Website or services at our discretion, without notice, for conduct we believe violates these Terms or is harmful to other users or us.

10. Changes to Terms

We may revise these Terms & Conditions at any time. Changes will be posted on this page with the updated date. Continued use of the Website after changes implies your acceptance.

11. Governing Law

These Terms are governed by the laws of the State of [Insert Your State], United States, without regard to its conflict of law principles. Any disputes will be resolved in the courts of [Insert County or Jurisdiction].

12. Contact Us

For questions or concerns regarding these Terms, contact:

Bill Owenby at eonbllc@gmail.com